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MSG — Mandiri Semesta Gemilang
An MSG Technology Product

Simplify Payroll. Improve Visibility. Strengthen Workforce Operations.

ProQPay is MSG's enterprise payroll operating system for validation, multi-level approval, payment instructions, client-funded execution orchestration, optional working capital, reconciliation, audit, and reporting.

Product of PT Mandiri Semesta Gemilang · msg-os.com

Payroll problems

Payroll is more complex than ever

Enterprise payroll teams must reconcile attendance, allowances, statutory obligations, multi-entity structures, and bank disbursement—often under fixed cut-off pressure.

  • Manual processes reduce HR productivity
  • Calculation errors affect employee trust
  • PPh 21 and BPJS complexity increases compliance risk
  • Mass salary disbursement across banks is operationally demanding
  • Multi-branch and multi-entity payroll lacks standardization
  • Sensitive payroll data requires strong access control

Solution

Two payroll execution models under one control plane

ProQPay connects payroll preparation, validation, multi-level approval, source-of-funds decisioning, payment instructions, execution monitoring, reconciliation, and reporting. Client-funded payroll is the default; working capital is an optional branch.

Process

Payroll operating flow

A clear control plane from preparation through reconciliation.

ProQPay payroll process: validate, approve, instruct, reconcile
  1. 1Step 1

    Prepare & validate

    Attendance, pay items, exceptions, and readiness checks.

  2. 2Step 2

    Multi-level approval

    Configurable HR and finance authorization before money moves.

  3. 3Step 3

    Payment instructions

    Client-funded orchestration with optional working capital path.

  4. 4Step 4

    Reconcile & report

    Settlement visibility, audit trail, and leadership reporting.

Features

Status labels show what is available versus planned or in development.

Available

Client-Funded Payroll

The organization keeps payroll funds in its designated bank account while ProQPay orchestrates validation, approval, payment instructions, execution monitoring, reconciliation, and audit.
Available

Approval Workflow

Configurable multi-level approvals before payment instructions are generated.
Available

Payment Instructions

Generate and track payment instructions for client-bank or funded execution paths. Integration may be simulated, file-based, or API-connected depending on deployment.
Available

Optional Working Capital

Eligible organizations may request temporary payroll-funding support through a separately approved funding workflow. Not required for every payroll period.
Available

Reporting

Dashboards and exports for finance and HR decision-making.
Available

Audit Trail

Traceable records of material payroll actions and approvals.

Working capital, workflow & reports

Payroll processing

Calculate salary, allowances, overtime, and deductions with exception handling before approval.

Approval workflow

Route multi-level review so HR and finance authorize payroll before money moves.

Client-funded execution

Default path: source of funds remains the client bank account; ProQPay does not own client payroll money.

Optional working capital

When approved and policy-aligned, temporary funding may bridge cash-flow timing—never forced on every cycle.

Payment instructions & execution

Build payment instructions and monitor execution status with reconciliation and audit.

Reconciliation

Close the cycle with finance-ready settlement and status visibility.

Reporting

Provide leadership and operations with cost, headcount, and cycle performance views.

Security and auditability

Role-based access and retained history for material payroll actions.

Roadmap

Tax modules
Planned
BPJS modules
Planned
Employee Self-Service
In Development
HRIS integrations
Planned
AI Payroll Checker
Planned
Earned Wage Access
Planned
Open API
Planned

Security & auditability

  • Role-based access for sensitive payroll data
  • Approval history for material decisions
  • Separation of prepare, approve, and pay
  • Multi-entity control model
FAQ

Questions enterprises ask about MSG

Clear answers about MSG services, operations, ProQPay, and how we partner with enterprise teams.

Request a ProQPay demo

See payroll processing, approvals, disbursement, and working capital support in a guided walkthrough.